Moka United is a comprehensive financial technology platform that enables businesses to accept payments across both physical and digital channels—while also supporting their broader financial operations.

In addition to payment acceptance solutions such as Virtual POS, Physical POS, payment by link, and SoftPOS, it also offers services like money transfers, digital wallets, and integrated financial infrastructure.

This allows businesses to securely and seamlessly accept payments from multiple channels, while easily managing their financial operations through a single platform.

Moka United POS solutions consist of a comprehensive set of products that enable businesses to accept payments across multiple channels. The main solutions include:

Virtual POS: Enables online payments through e-commerce websites and mobile applications.
Physical POS: Allows card payments for in-store sales.
Payment by Link: Makes it easy to collect payments by sending a link via SMS, email, or social media.
Mobile POS / SoftPOS: Enables payment acceptance through mobile devices without the need for additional hardware.

With these solutions, businesses can securely and seamlessly accept payments anytime, anywhere, and from any device.

Businesses that are tax-registered within the Republic of Türkiye—including corporations, SMEs, startups, and e-commerce businesses—can apply for Moka United POS solutions.

Any business with a physical store, selling online, or looking to collect payments remotely can easily start accepting payments with the Moka United infrastructure.

If all required merchant documents are submitted completely and no issues are identified, your application will be reviewed and finalized within 3 business days.

Commission rates for Moka United POS solutions are determined based on your business model, industry, transaction volume, and the type of POS you choose.

For detailed information and a tailored offer, you can contact our sales team.
Contact: info@mokaunited.com

With the Moka United infrastructure, you can accept payments from anywhere in the world using all widely used credit and debit cards, including Visa, Mastercard, and TROY.

This enables your customers to complete payments securely and seamlessly using different card types.

Moka United is a Türkiye-based financial technology (fintech) company.

It was established through the merger of Moka, a subsidiary of İş Bankası, and United Payment, part of OYAK. Moka United operates as a licensed e-money and payment institution, providing payment infrastructure independently of banks.

Key Services Include:

POS: Secure payment acceptance across online, in-store, and mobile channels
Payment by Link: Fast and easy remote payment collection
Money Transfers: Infrastructure for sending and receiving money domestically and internationally
Digital Wallet: A seamless digital payment experience through an electronic money account
Prepaid Card: Physical or virtual prepaid card infrastructure tailored to your needs

Moka United solutions are suitable for a wide range of businesses—from SMEs to large enterprises, from e-commerce platforms to retail businesses, as well as public institutions.

Moka United provides businesses with speed, flexibility, and operational ease in payment acceptance.

Key advantages include:

Single integration for all banks: Accept payments from all banks through one integration and manage all collections from a single point
Multi-channel support: Accept payments online, in-store, and remotely, all managed on one platform
Fast setup and integration: Get up and running in a short time
Secure infrastructure: Accept payments in line with international security standards
Flexible solutions: Products and commission structures tailored to your business model

This enables businesses to simplify their payment operations while focusing on growing their business.

To start working with Moka United, you can initiate the process by filling out the application form on our website: https://basvuru.mokaunited.com/

Following your application, once the required documents are submitted and the evaluation process is completed, you can start accepting payments in a short time.

Moka United ensures payment security through a multi-layered architecture aligned with international standards.

Our company is compliant with PCI DSS v4.0.1, the most up-to-date security standard in the payment card industry, and holds the ISO/IEC 27001 Information Security Management System certification. Card data is protected both in transit and at rest using strong encryption algorithms and tokenization; original card details are not stored within the system.

Transactions are directed to 3D Secure 2.0 authentication based on their risk level, while advanced fraud prevention systems monitor activities in real time to detect and act on suspicious transactions instantly.

During data transmission, SSL/TLS encryption protocols are used. Our infrastructure is regularly subjected to penetration tests by independent security firms and is fully compliant with applicable data protection regulations, including KVKK.

In this context, Moka United adopts a secure, compliant, and transparent payment experience as a core principle for its partners and customers.

Yes, it is possible to accept international payments with Moka United.

Through the integrations offered by Moka United, businesses can easily collect payments from global markets. This enables them to expand into cross-border sales and securely receive payments from international customers.