Virtual POS

The Simplest Way to Accept Payments Online: Moka United Virtual POS

With Moka United Virtual POS, speed and simplicity are always on your side in online payments. Accept secure payments with all credit and debit cards through your e-commerce website, mobile application, and digital channels. Thanks to this virtual POS that works seamlessly with all banks and cards, you focus on growing your business, leave the payment collection to us!

What is Virtual POS?

An online POS system is a digital payment technology that enables businesses to accept payments online via credit and debit cards. As the online equivalent of physical POS devices, this system allows secure payment collection through websites and mobile applications. Unlike physical POS devices, virtual POS operates through integration with a website or mobile app. Therefore, it is an ideal solution for e-commerce businesses, companies selling digital products or services, and businesses using subscription-based payment models.

How to Get a Virtual POS?

To get a Virtual POS, you simply need to apply to a bank or a payment service provider. During the application process, your business details and website are evaluated. Once approved, the integration is completed, and you can start accepting online payments shortly. Some providers simplify this process by offering fast setup without requiring technical expertise. To apply for Moka United Virtual POS, simply fill out the application form.

What is Moka United Virtual POS?

Moka United Virtual POS is an advanced digital payment solution that enables businesses to receive payments from multiple banks through a single integration. By eliminating the need to establish separate agreements with different banks, it simplifies payment operations and reduces operational workload. With its high approval rate, you can successfully complete more transactions and minimize lost sales. Additionally, its advanced reporting features allow you to track all payment activities easily from a single dashboard. In short, Moka United Virtual POS provides a fast, secure, and efficient payment infrastructure for e-commerce and online businesses.

Moka United Virtual POS Advantages

Eliminates complexity by enabling payments from multiple banks through a single integration.
Increases payment success rates with high approval ratios and reduces cart abandonment.
Provides advanced reporting to track all payment activities from a single dashboard.
Offers fast setup and easy integration.
Ensures secure payment infrastructure for both businesses and customers.
Scalable structure that adapts to businesses of all sizes, from SMEs to large e-commerce brands.

What Can You Do with Virtual POS?

An online POS enables installment payments that make purchasing decisions easier for customers, while also allowing multi-currency payments to reach international customers. In addition, Moka United Virtual POS supports both 3D Secure and Non-3D payment options. These security features enhance user experience while enabling bank and campaign integrations to highlight special discounts and installment options. Furthermore, features like card storage and recurring payments make it easy to set up subscription models and manage regular payment flows.

Installment payment options
Multi-currency payment capability
3D Secure and Non-3D payment options
Bank and campaign integrations
Card storage and recurring payment features

Who Can Use Virtual POS?

Virtual POS is suitable for all businesses that sell or collect payments online. Digital platforms and service providers can easily receive payments from users, while marketplaces can centrally manage their payment processes. It is especially ideal for businesses operating on subscription models or selling directly to consumers, offering a consistent and sustainable payment infrastructure.

E-commerce websites
Mobile applications
Digital platforms
Marketplaces
Subscription-based and B2C businesses

Frequently Asked Questions About Virtual POS

Is Virtual POS secure?

Virtual POS systems are protected with advanced security protocols and encryption technologies. Additional verification steps, such as 3D Secure, ensure a safe payment experience for both users and businesses. Infrastructure provided by authorized banks and payment institutions complies with international security standards.

How are Virtual POS commission rates determined?

Commission rates may vary depending on your business volume, industry, installment options, and agreements with banks or payment providers. Typically, a percentage-based fee is applied per transaction.

How can I offer installment payments?

To offer installment payments, you need to have an agreement with your bank or payment provider. Once activated, customers can view and select installment options during checkout.

How long does the application process take?

Application timelines vary depending on the provider, but are typically completed within a few days. Some providers offer same-day approval and setup.

Can I accept international payments?

Yes, Virtual POS allows you to accept international payments. With multi-currency support, you can process transactions in different currencies and reach global customers.

Which cards are supported?

Virtual POS systems typically support major card networks such as Visa, Mastercard, and Troy. Some systems also accept debit and prepaid cards.

What is 3D Secure and is it mandatory?

3D Secure is an additional security step used to verify the cardholder’s identity in online payments, usually via SMS authentication. Whether it is mandatory depends on the bank and transaction type, but it is widely preferred for enhanced security.

What does “Your card is not enabled for online transactions” mean?

This message indicates that the card is not enabled for online payments. The cardholder needs to contact their bank to activate online transaction capability.

How do I use Virtual POS?

Businesses need to integrate their systems with a bank or payment provider to use Virtual POS. From the customer side, payments are completed by entering card details and confirming the transaction.